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same day funds for up to $5,000
Proudly Local
Australian Team
Quick & Easy Loans
Same Day Funds
Money In the Same Day
Payments In 60 Seconds
Buddy is here to make sure getting a loan isn't stressful. No confusing jargon, no hidden fees, no runaround. Just a mate who helps you get the cash you need, when you need it.
We make borrowing simple, transparent, and fair for all Australians.
Apply online in under 5 minutes. No paperwork, no lengthy forms. Just a simple, straightforward process.
Get an instant assessment. Our smart technology evaluates your application quickly and fairly.
Once approved, funds are transferred directly to your bank account — often within the same day.
Borrow Between
$500 To $5,000
No Hidden Fees
Payout Early For Discount
Flexibility
Smart, Flexible Payment Solutions
Loan amount: $500 - $2,000
Term length: 5 weeks to 6 months
Fees: 20% establishment + 4% monthly
Example
Loan amount: $2,000 - $5,000
Term length: 9 weeks to 2 years
Fees & interest: $400 establishment + 47.80% p.a. (comparison rate 63.29% p.a.)
Example
The comparison rate is based on an unsecured $2,500 loan repaid weekly over 6 months.
WARNING: This comparison rate applies only to the examples provided and may not reflect all fees and charges. Actual rates may vary depending on your loan amount, term, and circumstances.
Examples assume repayments are made on time in line with your loan agreement. Additional charges may apply if payments are missed or delayed.
Getting a loan with MoneyBuddy is quick and simple. Here's how.
Complete our simple online application in under 5 minutes. No paperwork needed.
Receive a real-time decision. Our smart assessment is fast and fair.
Once approved, funds are transferred directly to your bank account.
“Really good and actually responds to emails”
“Fantastic staff - so helpful and friendly. Couldn't recommend a speedier service”
“I needed a quick loan to pay off some medical bills. MoneyBuddy got me the funds quickly and easily, without the usual hassle that other loan companies present with. Very happy with the service, will use again.”
Everything you need to know about borrowing with MoneyBuddy.
To be eligible for a MoneyBuddy loan, you'll need to be at least 18 years old and earning a steady income. This can come from full-time or part-time employment, as well as government benefits or pensions. If your income is solely from benefits or a pension, your application may still be considered but will be subject to additional checks. At MoneyBuddy, we practice responsible lending. That means we'll only approve your loan if we can see you'll be able to manage your repayments comfortably. If borrowing could put you under unnecessary financial stress, we won't proceed.
Apply during standard business hours, and once approved, your loan funds can often reach your account on the same day. In some cases, depending on your bank or additional verification, your funds may not arrive until the following business day.
MoneyBuddy makes borrowing simple. Our online application is fast, transparent, and designed to give you an answer quickly. You don't need to visit a branch — everything can be completed from the comfort of your home, with funds transferred as soon as the same day once approved.
With MoneyBuddy, you can access a range of short-term loan options tailored to your needs. Borrow between $500 and $2,500 with clear terms, flexible repayment schedules, and no hidden charges. Whether you need a smaller cash boost or a larger amount, we've designed our loans to be straightforward and stress-free.

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