Small loans.
Flexible.
Easy.
same day funds for up to $5,000
Proudly Local
Australian Team
Quick & Easy Loans
Same Day Funds
Money In the Same Day
Payments In 60 Seconds
Your money. Your buddy.
Buddy is here to make sure getting a loan isn't stressful. No confusing jargon, no hidden fees, no runaround. Just a mate who helps you get the cash you need, when you need it.
Why MoneyBuddy?
We make borrowing simple, transparent, and fair for all Australians.
Easy Application
Apply online in under 5 minutes. No paperwork, no lengthy forms. Just a simple, straightforward process.
Real-Time Decision
Get an instant assessment. Our smart technology evaluates your application quickly and fairly.
Money in Minutes
Once approved, funds are transferred directly to your bank account — often within the same day.
Your MoneyBuddy Loan Snapshot
Borrow Between
$500 To $5,000
No Hidden Fees
Payout Early For Discount
Flexibility
Smart, Flexible Payment Solutions
Buddy Boost
Loan amount: $500 - $2,000
Term length: 5 weeks to 6 months
Fees: 20% establishment + 4% monthly
Example
- Term
- 4 months
- Loan Amount
- $1,000
- Establishment Fee
- $200
- Total monthly fees
- $160
- Total repayable
- $1,360
- Repayment
- $80.01/week
Buddy Plus
Loan amount: $2,000 - $5,000
Term length: 9 weeks to 2 years
Fees & interest: $400 establishment + 47.80% p.a. (comparison rate 63.29% p.a.)
Example
- Term
- 6 months
- Loan Amount
- $2,500
- Establishment Fee
- $400
- Total interest
- $377.29
- Total repayable
- $3,277.29
- Repayment
- $125.87/week
The comparison rate is based on an unsecured $2,500 loan repaid weekly over 6 months.
WARNING: This comparison rate applies only to the examples provided and may not reflect all fees and charges. Actual rates may vary depending on your loan amount, term, and circumstances.
Examples assume repayments are made on time in line with your loan agreement. Additional charges may apply if payments are missed or delayed.
How It Works
Getting a loan with MoneyBuddy is quick and simple. Here's how.
Apply Online
Complete our simple online application in under 5 minutes. No paperwork needed.
Get Approved
Receive a real-time decision. Our smart assessment is fast and fair.
Money in Minutes
Once approved, funds are transferred directly to your bank account.
What Our Customers Say
Real feedback from real Australians who've used MoneyBuddy.
5 star lender
“Excellent professional fast help with detailed assistance with every step very pleased and friendly to deal with definitely deserves 5 stars AWSOME service from a great Aussie business”
Thank you for the great service
“Thank you for the great service. The loan process was quick and easy, and your team was very helpful. I would happily recommend your company to others.”
The best loan company ever!!
“The best loan company ever!!! Friendly staff, easy application process and great service. Really happy with the whole experience and would recommend to anyone considering getting a loan!”
Frequently Asked Questions
Everything you need to know about borrowing with MoneyBuddy.
To be eligible for a MoneyBuddy loan, you'll need to be at least 18 years old and earning a steady income. This can come from full-time or part-time employment, as well as government benefits or pensions. If your income is solely from benefits or a pension, your application may still be considered but will be subject to additional checks. At MoneyBuddy, we practice responsible lending. That means we'll only approve your loan if we can see you'll be able to manage your repayments comfortably. If borrowing could put you under unnecessary financial stress, we won't proceed.
Apply during standard business hours, and once approved, your loan funds can often reach your account on the same day. In some cases, depending on your bank or additional verification, your funds may not arrive until the following business day.
MoneyBuddy makes borrowing simple. Our online application is fast, transparent, and designed to give you an answer quickly. You don't need to visit a branch — everything can be completed from the comfort of your home, with funds transferred as soon as the same day once approved.
With MoneyBuddy, you can access a range of short-term loan options tailored to your needs. Borrow between $500 and $2,500 with clear terms, flexible repayment schedules, and no hidden charges. Whether you need a smaller cash boost or a larger amount, we've designed our loans to be straightforward and stress-free.
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